Hayat Pay

Earn and manage loyalty rewards effortlessly while enjoying exclusive offers from partnered brands and retailers

Shopping app with access to a wide range of products

Turn everyday receipts into redeemable points for gift cards, bonuses, and fun social savings challenges

Turn everyday South African shopping receipts into effortless points redeemable for airtime and digital vouchers

Feature-packed Indian digital wallet unifying UPI payments, bills, recharges, investments, and credit services

Feature-rich Chinese marketplace app for budget-friendly shopping, coupons, and factory-direct deals worldwide

Flexible cash-first rewards app for surveys and offers, earning pocket money with fast PayPal payouts